So this thing called "Life" never ceases to disappoint. As you may recall, I was laid off back in mid-June. I'm collecting unemployment and a severance so financially I'm doing okay. The mortgage is getting paid, there's food in the fridge and cupboard, and I'm able to basically live my life normally except I don't have to go to work.
I have been working on my resume and completing some online assessments in order to better "sell" myself, so I haven't been a total slack.
Unfortunately I've just inherited a huge debt. I did the unthinkable yesterday - I answered the phone and agreed to a "free no-obligation" inspection of my house's foundation. It wasn't good news. In fact, had the guy not shown me pictures I probably wouldn't have panicked. Here's the pic of one of the wood supports that rests on a cement pier (that holds up the floor):
Yes it's about 2 inches off where it is supposed to be. There are gaps in the beams and in some places, rather than there being a bolt there are two nails holding beams together. Needless to say, this is something that I must take care of before the next seismic event. If I don't, and the house moves again it's possible that the floor will crash to the earth and possibly the rest of the house with it. So I signed on the dotted line and work begins this Thursday. It's costing me $11000.
Yet here's some good news: the guy who did the inspection and signed me up is a project manager not a salesman. He gave me a senior citizen discount (20%) even though I am 12 years too young. AND he got me a better financing deal than if I put it on a credit card or depleted my savings. I got the paperwork today from the funding company and I'm not happy about the rate or the amount of interest that I will end up paying but beggars cannot be choosy.
This project manager was VERY nice...straight, married, a new father...but an incredible man. Beautiful smile, a really good spirit. I feel I'm a good judge of character and I believe him to be a good man. How many straight businessmen do you know who are so thankful that their customer got approved for financing that they want to hug you? Yep....he asked if he could hug me. That is not the sign of a deceitful person.
So although it is an expense I do not need it is - in the long run - something that I cannot live without. If I were to sell the house this would be a major setback. So better now than later. And may I suggest for anyone who has a raised foundation and many cracks in the ceiling/walls...have your foundation checked out. It's better to do it proactively than when it's too late.
And here's hoping the work crew will be gorgeous even if they will be working under the house!
So that's my latest news. When it rains!!